Buy across the UAE and Spain with a flexible payment plan. Start with a 5% deposit, then let every payment build toward ownership over up to six years.
Choose a market, location and property type — the figures follow each market's FEN model.
Pick from our payment-plan inventory and agree the price upfront.
Start with as little as 5% — far less than a traditional mortgage deposit.
Live in the home while every payment counts toward the purchase price.
At the end of the 2–4 year plan, the home is fully yours.
Units secured under the FEN programme across the UAE and Spain, with more being added. Reserve early to lock in today's price.
Instead of disappearing, your payments go toward owning the home.
You agree the purchase price upfront, protected from market jumps.
Live in the home now and organise a mortgage later, if you choose.
Speak with our team about the down payment, monthly schedule, and how to lock it in.